Seller's guide

How selling your house works

From the first number to the closing table, in plain terms — for a house in the Fort Leonard Wood area, whether you are staying put until it sells or already on your way to your next post.

The process, start to finish

What happens, in order, from deciding to sell to handing over the keys.

  1. 01

    Get a home value report

    Start with what your house is worth now — not what you paid, not what a neighbor got two years ago. The report compares recent sales near you and is reviewed by a local agent before it is sent.

    Request a home value report
  2. 02

    Get the house ready

    A walk-through with an honest eye: what is worth fixing before you list, and what is not worth the money.

  3. 03

    Photos and listing

    Listing photos, a clear description and the MLS, which feeds the big home search sites buyers already use.

  4. 04

    Showings

    Buyers see the house through their agents, on a schedule you approve. You hear the feedback after each showing so you know how the market is responding.

  5. 05

    Offers and negotiation

    Every offer is laid out term by term — price, financing, concessions, closing date — so you can see what each one actually nets you and pick the right one.

  6. 06

    Under contract

    Inspection, appraisal, the buyer's loan and the title search all run at once. Every deadline is tracked, and problems are raised with you early.

  7. 07

    Closing

    You sign, the buyer funds the purchase and the title company pays out your proceeds. If you have already PCSed, the documents can be signed where you are.

    Selling from your next post

Pricing it right

Nothing you do before or after listing matters as much as the price you start with.

Priced high, it sits

An overpriced house collects days on market, buyers start wondering what is wrong with it, and the reductions come anyway — with you negotiating from a weaker spot.

The market sets the price

A house is worth what a ready buyer will pay for it today. What you paid, what you put into it, or what you need to walk away with does not change that. You get the comparable sales and the reasoning, not a flattering number.

The first weeks count most

A new listing gets the most attention from buyers who have been waiting for the right house. A price cut later rarely brings that attention back.

Buyers here are often on orders

Many buyers near Fort Leonard Wood are PCSing in with a report date and a VA loan. That shapes what they need from a house and how quickly they have to close.

Start with the real number

A home value report from recent sales near you, reviewed by a local agent. Free, and no obligation to list.

Getting the house ready

The goal isn't perfect — it's giving buyers fewer reasons to hesitate. If you are PCSing, do this before the movers come, while the house still looks lived-in for the photos.

Almost always worth doing

Deep clean — inside cabinets, appliances and windows too
Declutter so buyers can picture their own things in the house
Neutral paint in any room with bold or dated colors
Replace HVAC filters and service the system if it is overdue
Fix the small stuff — dripping faucets, damaged trim, sticking doors
Curb appeal — mow, edge, trim and power wash the driveway

Often worth it — ask first

Kitchen refresh — new hardware, light fixtures, painted cabinets
Bathroom touch-ups — new fixtures, fresh caulk, new vanity lighting
Flooring that is visibly worn or damaged
A clean, organized garage
Yard work beyond the basics if the yard is a weak spot

Rarely worth it before selling

A full kitchen remodel
Upgrades chosen for your own taste
Finishing a basement or adding square footage — half-done projects worry buyers
Major landscaping projects

Reading an offer

An offer is more than a price. Every term changes what you net, when you close and how much risk you carry.

Purchase price

The headline number — but only one part of what an offer is worth to you.

Earnest money

The buyer's good-faith deposit, held until closing.

Financing type

Cash, conventional, FHA, VA or USDA. Each has its own appraisal rules and timeline.

Contingencies

Conditions that must be met for the sale to close — inspection, financing, appraisal. Fewer contingencies, less risk to you.

Closing date

When the sale closes. On a PCS, this has to fit your report date.

Concessions

Money the buyer asks you to put toward their closing costs. It lowers your net, and it is common with VA and FHA buyers.

Inspection period

The window set in the contract for the buyer to inspect and ask for repairs or credits.

Appraisal contingency

Protects the buyer if the house appraises below the price. If it triggers, the price may be renegotiated.

More than one offer?

You can accept the strongest offer, counter one or more, or ask every buyer for their best and final by a deadline. The right call depends on the gap between offers, how solid each buyer's financing is, and your timeline — and on a PCS, the closing date can matter as much as the price.

From contract to closing

Accepting an offer is not the finish line. Inspection, repair negotiations, the appraisal, the buyer's loan underwriting, the title search and the final walk-through each have their own deadline.

Every one of them is tracked for you. If something comes up — a low appraisal, an inspection item, a loan delay — you hear about it straight away, with options.

At closing you sign the documents, in person or remotely if you have already moved, and the title company pays out your proceeds.

Typical seller costs

Agent commissionAs set in your listing agreement
Owner's title insuranceOften paid by the seller
Prorated property taxesThrough the closing date
Seller concessionsAs negotiated, if any
Mortgage payoffYour remaining balance
Title and recording feesFrom the title company

You get an estimate of your net before you list, so you know what you will walk away with.

Common questions

How long will it take to sell my house?

It depends on the price, the condition and the time of year — the summer PCS season is usually the busiest. Houses priced from the recent sales tend to sell faster than ones that start high. Ask when you get your home value report, and we will show you how long similar houses near you took to sell.

How much will I walk away with?

Your net is the sale price minus your mortgage payoff, commission, closing costs, any concessions and any repairs you agree to. You get an estimate of your net before you list, so there are no surprises at closing.

Do I need to make repairs before listing?

Not necessarily — but the price has to reflect the condition if you don't. Some sellers sell as-is; others make a few targeted fixes. If you expect VA buyers, it is worth knowing that VA appraisals look at condition, so safety items and peeling paint are worth handling first.

What if the buyer asks for repairs after the inspection?

That is normal, even on newer houses. You can make the repairs, offer a credit at closing, adjust the price or decline. Each request comes to you with options — and if you have already moved, local quotes and someone to check the work.

What happens if the house appraises low?

A low appraisal reopens the price. The buyer may cover the gap, you may lower the price, you may meet in the middle, or the deal may end. What happens depends on the contract and how much each side wants to close.

Can I sell if I still have a mortgage?

Yes — most sellers do. The payoff is settled at closing from the sale proceeds. If you owe more than the house is worth, talk to us early so you understand the options before you list.

Should I be home for showings?

No. Buyers look longer and talk more freely when the seller is not there. And if you have already left for your next post, showings carry on without you.

Can I sell after I have already PCSed?

Yes. Showings, repair coordination and closing are handled here, and you sign the closing documents where you are.

We've moved on orders, too

Our agents hold the Military Relocation Professional (MRP) certification and grew up in military families.