Buying a home

Buy near Fort Leonard Wood — on your report date, not someone else's.

Homes for sale in the Fort Leonard Wood area, a VA loan planned from the start, and a process built so you can buy from your current post if you need to.

How buying works

Five steps from orders in hand to keys. Tell us your report date and we plan backwards from it.

  1. Step 1Plan the budgetStart with BAH, your VA eligibility and a monthly payment you are comfortable with — not the most a lender will approve.VA loan payment →
  2. Step 2Get pre-approvedA pre-approval letter tells you your price range and tells sellers you can close. Do it before you start touring.Start pre-approval →
  3. Step 3Search and tourWatch new listings in the Fort Leonard Wood area. If you are still at your current post, we tour homes for you on live video.Search homes →
  4. Step 4Offer and inspectWe price the offer from recent sales, then schedule inspection and appraisal around your travel and leave.How buying works →
  5. Step 5Close and get the keysSign in person or remotely where the lender and title company allow it. Where the timeline works, close before you report.Buying from another post →

Which loan?

If you have VA eligibility, start there. Your lender confirms what you qualify for — this is the short version.

VA loan

Down payment
$0 down possible
Mortgage insurance
No monthly mortgage insurance
Who it fits
Eligible service members, veterans and some surviving spouses

FHA

Down payment
3.5% down
Mortgage insurance
Mortgage insurance premium
Who it fits
Buyers with less savings or lower credit scores

Conventional

Down payment
As little as 3%
Mortgage insurance
PMI under 20% down
Who it fits
Buyers with strong credit, or anyone not using VA
Run the numbers on a VA loan →

Ready when you are

Our agents hold the Military Relocation Professional (MRP) certification and grew up in military families. Send us your report date and what you need in a house, and we will take it from there.