VA loan payment

What will the house cost each month?

Starts on a VA loan with $0 down, including the VA funding fee, taxes and insurance. Switch to FHA, conventional or USDA to compare, then hold the payment up against your BAH.

Home Price

$
$50K$800K

Loan Type

The home loan benefit earned through military service. $0 down possible with full entitlement, and no monthly mortgage insurance.

Loan Term

Down Payment

0%$0

Interest Rate

%

Leave blank to use the sample rate shown. Your lender quotes the real one. Check today's rates →

Annual Property Tax

$

Use the tax figure from the listing if it has one.

VA Funding Fee: $5,375 (2.15%) financed into loan amount.

Veterans receiving VA disability compensation are exempt, so this line would not apply.

Estimated Monthly Payment
$1,939
per month
Principal & Interest
$1,614
Property Tax (est.)
$200
Homeowner's Insurance
$125
$255K
Loan Amount
$0 (0%)
Down Payment
$326K
Total Interest
$7K
Income Needed/mo
Get Pre-Approved →

Estimates only — not a loan offer. Rates change daily; a lender gives you the real numbers.

Loan types

Which loan fits?

VA Loan

The home loan benefit earned through military service. $0 down possible with full entitlement, and no monthly mortgage insurance.

Best For

Eligible service members, veterans and some surviving spouses. If you have orders and VA eligibility, start here.

Advantages

$0 down possible
No monthly mortgage insurance
Seller can pay some closing costs
No prepayment penalty
The benefit can be used again

Considerations

One-time VA funding fee (veterans receiving VA disability compensation are exempt)
Requires VA eligibility (Certificate of Eligibility)
VA appraisal checks minimum property requirements
For a home you will live in
Official sources

Look it up yourself

Next step

Get pre-approved

A pre-approval turns this estimate into a real number and shows sellers you can close, even if you are making the offer from another post.